What is it?
Why do you need it?
How much does it cost?
With the current attitude of “sue first and ask questions later” it astounds me how many people don’t have Professional Indemnity insurance who really ought to at least consider it. I came across an architect of 30 years this week who has never had the cover! It could be a plumber or builder might warrant the cover too but do you know?
If you are in business and don’t know whether you need P I cover then drop me a note and I can look at your situation. Maybe you don’t need it, maybe you do but at least it is better to at least know….If you give any sort of advice though it is generally advisable to at least consider.