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Category Archive: Car

The perils of modification

    Did you know that something as simple as adding a company logo, sign writing or stuck on sign counts as a modification to you vehicle and needs to be declared to your insurer? Whilst for many of us, that’s the extent of our tampering, vehicle modification has become second-nature for many car enthusiasts. […]

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Future cars will need cyber cover

Long the stuff of science-fiction, driverless cars are very slowly becoming an inevitability with most major motor and technology firms testing their early models as they prepare to hit the mass market in the next few years. However these self-driving vehicles won’t just change the way we get from A to B – they also […]

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Do superheroes need insurance too?

Just because someone wears a mask and lives in a bat cave, it doesn’t mean that they’re exempt from the repercussions of damaging both public and private property. Movies show superheroes crashing through windows, obliterating skyscrapers and throwing cars through the air as if they were made from foam, which, come to think of it… […]

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Smart homes- Are they a help or a hinderance

While the use of telematics (Black Boxes)in cars is nothing new, the idea that this can be extended to the home marks a significant change both for our customers and the household insurance market as we know it. The application of smart technology in the home is wide-ranging; from smart security systems to fridges that […]

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Hit by an uninsured driver-what next?

The MIB (Motor Insurance Bureau) estimates that 1 in 38 cars is driven by an uninsured driver. So why do some drivers take the risk? It could be they don’t want to pay the premium, are inexperienced, have previous accidents or convictions or are just unable to pass the driving test. All in all most […]

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Cyclists insurance petition attracts online attention

An online petition has attracted both signatures and derision after calling for British cyclists to ‘hold insurance and pay road tax’. The petition was created by motorist Owen McDermott, who claims: “The public roads used by motor vehicles are becoming unsafe to use” “Just like having to sit your theory and your practical test to […]

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Insurance Comparison sites – The downside

There is no doubt that Insurance comparison sites have had a lot to play in altering the insurance market over the last few years but sometimes it’s sad to say it’s not always for the better. If I come across a young driver looking for insurance then I would often these will provide a good route. […]

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Decreasing mortgage cover- peace of mind.

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None of us like thinking about death, especially our own but think we must if we are to protect our loved ones. If you have a mortgage these days the lender may not insist on you having life cover in place but it is obviously advisable. If we put this cover in force we then tend […]

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Driverless cars, good or bad?

We never cease to hear of the latest innovation in the technology that is becoming “driverless cars”. But will it ever live up to the hype? The promise is of fewer accidents and that by removing the “human element” from the equation getting from A to B will be better all round. But, as any […]

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5 Ways To Lower Your Motor Insurance Costs

As most of you are aware motor insurance costs are rising due to a wide number of facts but primarily the changes to the Ogden Rate (used by the courts to settle Personal Injury claims). At 1 Stop Insurance we are committed to keeping costs as low as possible for our clients whilst still maintaining […]

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