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Category Archive: General

Ransomwear Puts A Bounty On System Usage

Just when businesses are getting up to speed with the latest tricks employed by cyber criminals, another rears its ugly head. You cannot fail to have noticed the Ransomwear causing havoc across the NHS and indeed worldwide. (See the BBC website)   Ransomware is the practice of extorting a business by blocking access or threatening […]

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5 Ways To Lower Your Motor Insurance Costs

As most of you are aware motor insurance costs are rising due to a wide number of facts but primarily the changes to the Ogden Rate (used by the courts to settle Personal Injury claims). At 1 Stop Insurance we are committed to keeping costs as low as possible for our clients whilst still maintaining […]

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5 Ways to get cheaper parking

How many of these do you do? Cheat your way to cheaper parking with our top 5 life hacks for car owners.   Once you’ve factored in tax, car insurance and petrol, owning a car isn’t cheap – and eye-watering city centre parking prices don’t help. But what if we told you there are a […]

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Ten Top Tips for reducing Employers’ Liability premiums

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  • 06
    Apr
  • Author : 1 Stop Insurance Category : General

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Employers’ Liability   With liability rates set to increase what can you do to reduce the cost ?   Like any good employer you want to provide a safe and secure working environment for your team. But it makes sense financially too. Fewer accidents mean fewer claims. Fewer claims mean lower premiums. So here are our […]

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Rising Motor or Liability Premium?

Why are motor insurance and Liability rates increasing? The insurance industry as a whole is reeling from an overhaul of the way courts calculate compensation claims (called the Personal Injury Discount Rate). All motor and liability insurers will probably have to increase the premiums they charge as a result. If your rate has increased then […]

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Dress Code Discrimination

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  • 26
    Jan
  • Author : 1 Stop Insurance Category : General

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Does your business know the law over dress code discrimination? In May 2016, a petition started by receptionist Nicola Thorpe hit the headlines, calling for the law to be changed on female dress codes after staff agency Portico sent her home on her first day at a corporate finance company for not wearing high heels. […]

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What’s your mobile worth? 6 points & £200?

The government has just announced that fines and penalty point for mobile phone use at the wheel are set to double. It will soon cost £200 and 6 points! For newly qualified drivers that could mean an immediate ban as they are only allowed 6 points in the first 2 years after passing their test. […]

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December Church Insurance

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  • 02
    Dec
  • Author : 1 Stop Insurance Category : General

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Do you have a church insurance policy due for renewal in December? (or do you know someone in a church that we could speak to? – If so please pass this on )   Strangely many church insurance policies fall due on Christmas Day (Why is that?) and this can leave those responsible with limited […]

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What does your business policy actually give?

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  • 21
    Nov
  • Author : 1 Stop Insurance Category : General

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We are constantly staggered by how few businesses actually know what insurance cover they have in place. With an increase in extreme weather conditions in this country many small businesses are losing out financially because they are trying to claim on unsuitable policies purchased possibly years before and never reviewed. The worst time to find out cover […]

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Whiplash claims to change?

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  • 17
    Nov
  • Author : 1 Stop Insurance Category : General

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The BBC today reports that the Ministry of Justice plans to reform the rules for whiplash claims and so will potentially reduce vehicle insurance premiums. See  http://bbc.in/2fWWjsA For years we in the Insurance industry have been complaining about the way the current “compensation culture” has been exploited by “ambulance chasing” companies encouraging drivers to seek compensation […]

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