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Category Archive: General

Drink, Drugs & Christmas

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  • 10
    Nov
  • Author : 1 Stop Insurance Category : General

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Drink or Drugs As if the current laws were not enough of an incentive to not drive whilst under the influence of Drink or Drugs many insurers are now getting in on the act too. Axa are the latest insurers to announce a Drink & Drugs exclusion. So what could it mean to you, where […]

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Standalone Terrorism Cover

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  • 28
    Oct
  • Author : 1 Stop Insurance Category : General

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Did you know! STANDALONE TERRORISM cover has been available for some years but many are not aware of this, still seeking cover via their business insurance policies. By doing so you could be wasting money. Rather than growing complacent we continue to look for coverage enhancements and additional benefits for our clients. That is why […]

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Gable Insurance in Administration

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  • 13
    Oct
  • Author : 1 Stop Insurance Category : General

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Yesterday Gable Insurance  announced it went into administration. ( Insurance Age news ) If you are worried that this could affect you contact us for advice. As a company we have never used Gable but are happy to those who find themselves affected by this bad news. Many contractors insurances were backed by this company so […]

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Have you got the right car insurance in place?

As a General Insurance professional I am constantly amazed by how many new clients I come across who do not have the right car insurance cover in place. When is the worst time to find this out? When you’ve just had an accident.   What’s the problem you ask?    Business Use! What many clients fail […]

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Are you undervaluing your home contents insurance?

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  • 03
    Jun
  • Author : 1 Stop Admin Category : General

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What do most people focus on when buying insurance cover? Price, price, price…. When people focus on price and not features, cover or sums assured they are storing up potential problems. Are your precious possessions properly protected against fire, theft and accidental damage or do you have a hidden demon lurking in the background waiting […]

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Car Insurance, Telematics & Young Drivers

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  • 31
    May
  • Author : 1 Stop Insurance Category : General

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Telematics based car insurance is on the increase and according to the ABI (Association of British Insurers) the number of policies issued has increased by 40% in the last year. Is this the solution for young drivers insurance? Some parents try to use the old trick of buying a 2nd car and insuring it in […]

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The Insurance Act 2015

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  • 05
    May
  • Author : 1 Stop Insurance Category : General

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The Insurance Act 2015 The Insurance Act 2015 comes into force on the 12th of August 2016 and changes the way the law deals with commercial insurance contracts. The purpose of the Act is to update the current law to reflect the way in which the insurance market has evolved in modern times to achieve […]

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Buy to Let, Property Investment

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  • 05
    May
  • Author : 1 Stop Insurance Category : General

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re-produced with permission. Bye Bye, buy-to-let? Will the new tax and Stamp Duty destroy this investment? Things in the world of UK buy-to-let are changing. And they’re changing fast. And none of it is good. This isn’t just a double-whammy, it’s a triple-whammy. Firstly: The Bank of England is going to restrict access to buy-to-let […]

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Professional Indemnity (PI) Insurance

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  • 09
    Feb
  • Author : 1 Stop Insurance Category : General

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Professional Indemnity Insurance (PI) What is it? Why do you need it? How much does it cost? With the current attitude of “sue first and ask questions later” it astounds me how many people don’t have Professional Indemnity insurance who really ought to at least consider it. I came across an architect of 30 years […]

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Travelling Accident?

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  • 22
    Jan
  • Author : 1 Stop Insurance Category : General

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Client called from South America after breaking a leg half way up a mountain. What would you do? Fortunately he had taken specialist insurance cover through us, since he was at over 4,000m. Why 4,000m you ask? Well,  a lot of insurers companies just won’t cover you over this altitude as it can be so […]

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