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Category Archive: General

Hit by an uninsured driver-what next?

The MIB (Motor Insurance Bureau) estimates that 1 in 38 cars is driven by an uninsured driver. So why do some drivers take the risk? It could be they don’t want to pay the premium, are inexperienced, have previous accidents or convictions or are just unable to pass the driving test. All in all most […]

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Cyclists insurance petition attracts online attention

An online petition has attracted both signatures and derision after calling for British cyclists to ‘hold insurance and pay road tax’. The petition was created by motorist Owen McDermott, who claims: “The public roads used by motor vehicles are becoming unsafe to use” “Just like having to sit your theory and your practical test to […]

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Even Churches are not protected..

HACKED It’s a shame that even churches and charities are not immune to being caught out by Cyber Attacks. The Baptist Union recently highlighted news from The Charity Commission, which offered advice to Charities as to what they can do to protect themselves. It is mostly common sense but sometimes that is what we all […]

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Insurance Comparison sites – The downside

There is no doubt that Insurance comparison sites have had a lot to play in altering the insurance market over the last few years but sometimes it’s sad to say it’s not always for the better. If I come across a young driver looking for insurance then I would often these will provide a good route. […]

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Decreasing mortgage cover- peace of mind.

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  • 23
    Apr
  • Author : 1 Stop Insurance Category : Car, General

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None of us like thinking about death, especially our own but think we must if we are to protect our loved ones. If you have a mortgage these days the lender may not insist on you having life cover in place but it is obviously advisable. If we put this cover in force we then tend […]

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What’s the most common home insurance claim?

No matter which insurer you talk to the answer will be Accidental damage (AD). So are you covered? Not every policy covers accidental damage to your home, business or their contents. A little while ago I was talking to a client about taking over their insurance from a direct insurer. They said they had a comprehensive […]

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Burst Pipes are you covered?

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  • 23
    Apr
  • Author : 1 Stop Insurance Category : General

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If you have a building and or contents insurance then the answer is probably YES. But like all matters INSURANCE the “devil is in the detail”. Many policies whilst covering you for escape of water claims usually come with conditions. Firstly, Escape of Water claims usually come with a higher excess, often an additional £250 or […]

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Sheds, cabins & other outbuildings

Are items kept in your shed covered on house insurance? Unless you have a highly unusual policy the answer is probably “Yes” but as to how far that is where the answer is more difficult. A lot depends on the type of home insurance policy you have, the security of your outbuildings and indeed the […]

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Boiler Breakdown or another emergency?

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  • 26
    Feb
  • Author : 1 Stop Insurance Category : General

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Boiler cover included in house insurance? With a cold snap hitting the UK this week what happens if your home central heating fails? What would you do and who would pay for the repairs? Some home insurance policies include “home emergency” cover and some don’t. What happens if yours doesn’t include this valuable cover? As […]

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Phone Insurance

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  • 26
    Feb
  • Author : 1 Stop Insurance Category : General

    Tags :

Let us burst your “bubble”. Are you paying for phone insurance you may not need? Many phone providers look to boost their income by adding in mobile phone or gadget insurance but are you already covered and could you be wasting your money? If you have a home insurance policy and this includes All Risks […]

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