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Professional Indemnity Insurance

Professional Indemnity Insurance is designed to protect your business against any claims arising from bad or negligent advice or service.

‘Protection from the financial consequences of making errors & omissions’

If you give advice or provide services in a professional capacity you are open to being sued. It is all too easy in today’s competitive, fast moving commercial climate for mistakes to be made, deadlines to be missed or even just to forget something, after all we are all human. The financial consequences can be severe.

With litigation increasing there is a growing trend to sue for Breach of Contract. We can offer:

  • A flexible and innovative approach to your requirements
  • Bespoke policy wordings if required
  • Cover for USA & Canada if required.
  • Policies which meet the requirements of Professional Bodies
  • High limits of indemnity
  • Policies which dovetail with public and products liability insurance
  • Quotations and cover for both traditional and new occupations
  • Rolling Monthly policies and Run Off cover.
  • Expert claims handling including access to specialist P.I. loss adjusters

A failure to plan protection could incur substantial losses.

The best form of protection against potential liabilities, and there are many, would be to arrange an insurance policy.

How do you get a Quotation?

Contact Richard Hiscox to discuss your requirements in strictest confidence.

How much cover is required?

In determining how much cover to effect, it is important that a realistic view is taken of the potential damages and legal costs for which the business could become liable. Being under-insured can be almost as bad as being without insurance at all – as the examples below reveal.

Case Loss Insurance Shortfall
It was alleged that surveyors were negligent in their valuation of a property on behalf of a lender. £1.5m  £1m £500,000
 A consulting engineer designed a roof, which proved to be defective. £350,000 £100,000 £250,000
 A design consultant provided designs for tools to be used in a manufacturing process. It was alleged that the designs were inaccurate. £150,000 £100,000 £50,000

Don’t Put off to tomorrow what should be done today.

Contact us NOW.


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